Terms of Use

1. Acceptance of Terms

By accessing or using privateloanmastery.com and its course content ("Services"), you agree to be bound by these Terms of Use. If you do not agree, please do not use our Services.

2. Educational Content Only — Not Legal or Financial Advice

All content provided by Private Loan Mastery — including course materials, articles, emails, and videos — is for educational and informational purposes only. It does not constitute legal, financial, investment, or tax advice.

Private lending involves real financial risk. You should consult qualified legal, financial, and tax professionals before making any investment decisions. Past performance and examples discussed in the course do not guarantee future results.

3. No Guarantee of Results

We make no representations or warranties about specific financial outcomes. Individual results will vary based on your knowledge, effort, market conditions, and other factors outside our control.

4. Course Access and Payment

• Course access is granted upon successful payment.
• Access is for personal, non-commercial use only.
• You may not share, resell, or redistribute course materials.
• Pricing is subject to change. Promotional prices apply only at time of purchase.

5. Refund Policy

[Placeholder — insert your specific refund terms here. For example: "Due to the digital nature of course content, all sales are final. Please contact us within [X] days of purchase if you experience a technical issue with access."]

6. Intellectual Property

All course content, including text, video, audio, graphics, and materials, is the intellectual property of Private Loan Mastery. You may not copy, reproduce, distribute, or create derivative works without written permission.

7. Prohibited Use

You agree not to:

• Share your login credentials with others
• Record or redistribute course videos
• Use the content to create competing products
• Attempt to access other users' accounts or our systems without authorization

8. Limitation of Liability

To the fullest extent permitted by law, Private Loan Mastery and its owners, employees, and affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services or reliance on course content.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those sites.

10. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

11. Governing Law

[Placeholder — specify your governing jurisdiction here, e.g., "These Terms shall be governed by the laws of the State of [Your State], without regard to conflict of law principles."]

12. Contact

For questions about these Terms, please contact us through the website.